All agents are NOT alike! Find out why you should work with an Executive Real Estate Professional. Call me at.....1-800-GET-MICK!

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >

Coming Soon!
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Mickey Mignot is one of The Top Selling Real Estate Experts™
Find Out More >

First Time Homebuyers: Lansdale, Blue Bell and Harleysville Pennsylvania home buying, real estate listings, and homes for sale in Montgomery County, PA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Philadelphia area real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

	See All Tips In The "Financing Your Home" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What was the greatest land grant ever given to an English subject?
A	William Penn arrived in October, 1682, to take over his enormous grant that later became Pennsylvania and Delaware.
See More Real Estate Trivia >

Become an Affiliate Member
Find Out More >

Mickey Mignot, REALTORŽ, real estate agent and broker for Lansdale, Blue Bell and Harleysville Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

Mickey Mignot ABR,ABRM,CRS,ePRO,GRI
REALTY EXECUTIVES
1258 Bridge Road PO Box 1249
Skippack, PA. 19474
Office: 610-584-3000
Direct: 610-584-3009
Toll Free: 1-800-GET-MICK...it pays!
Fax: 610-594-3015
Email: Mickey@RealtyExecutives.com
The Philadelphia Suburbs are a wonderful place to live with so much to offer. Mickey Mignot is owner of one of the top Realty Executives offices in the suburbs of Philadelphia. Mickey is also one of the top agents in the area specializing in relocation, buyer representation, seller representation and providing after sale service to her past clients. Over 97% of Mickey's business is derived from referrals from her past clients and fellow realtors. That is a testimonial to her dedication to the success of her real estate practice. Mickey Mignot understands family, cares about your needs and is always working for you. Mickey is dedicated to meeting your needs, every step of the way. Call or email Mickey today! And remember 1-800-GET-MICK...it pays!

www.PhiladelphiaSuburbs.com is brought to you by Mickey Mignot
NUMBER1EXPERT™ in real estate for Lansdale, Blue Bell and Harleysville, Pennsylvania

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge